Invite-only · No funds held · Records only

The private ledger for your local committee group.

CircleBook Pro records dues, payment proofs, receipts, bid records, monthly receiver selections, disputes, and audit logs — all in one secure workspace. The app does not hold, pool, lend, invest, or settle any funds.

Private Ledger

Per-member and per-circle ledgers, monthly cycles, pending dues, and full history.

Payment Proofs & Receipts

Members upload proofs, organizers approve, receipts generated automatically.

Bid & Receiver Records

Record private bids, detect ties, finalize the selected receiver, export minutes.

WhatsApp Reminders

One-tap reminders via wa.me links. No automated outgoing money, ever.

Dispute Center

Members raise disputes, organizers reply, super admins escalate and resolve.

Proof Vault

Encrypted storage for payment proofs and meeting documents.

Audit Logs

Every sensitive action stores actor, old/new value, reason, and severity.

Risk Center

Auto-flag suspicious patterns and freeze risky circles or organizers.

Invite-Only Access

No public marketplace. Members join with an explicit invite code only.

Compliance positioning

What CircleBook Pro is — and isn't.

  • ✓ Private record-keeping software
  • ✓ Invite-only access
  • ✓ Offline-first committee groups
  • ✓ Audit & receipt generation
  • ✗ Not a chit fund company / NBFC
  • ✗ Not a wallet or escrow
  • ✗ Not a payment gateway
  • ✗ Not a public marketplace

Frequently asked

Does CircleBook Pro hold or move money?+

No. The app is a record-keeping tool only. No funds are collected, pooled, lent, invested, settled, or paid out by the app or its operators.

Is this a chit fund or investment product?+

No. CircleBook Pro is not a chit fund company, NBFC, wallet, escrow, or investment app. It is private software used by existing offline groups.

Who can join a circle?+

Only members invited by the organizer with a unique invite code. There is no public marketplace and no open discovery.

How are receivers selected each month?+

Organizers run a private bid round. The app records bids, detects ties, and lets the organizer finalize the chosen receiver — all with a complete audit trail.

How is data protected?+

Row-level security on every table, signed-URL access to proof files, full audit logs of every sensitive action, and admin freeze/lock controls in case of disputes.